Creditor Consulting

Settle Smart. Rebuild Fast.

We help Canadians reduce or settle their debt without damaging their credit or emptying their bank accounts.

Struggling with debt? You're not alone — and you're not out of options.

Common Concerns We Solve

Mental toll of owing debt.

46% of individuals in problem debt also experience mental health issues.
People in problem debt are three times more likely to have contemplated suicide in the past year.
Financial stress has led to a 34% increase in absenteeism and tardiness at work.
Nearly half of Canadians report losing sleep due to financial worries.
38% of Canadians report experiencing anxiety or depression due to financial stress.

These statistics illustrate the profound impact debt can have on mental health, emphasizing the importance of addressing financial challenges proactively to maintain overall well-being.

Do you have any of the following debts?

Here’s how We Can Help

Reduce Your Debt — Sometimes by Up to 50%

We work to lower the total amount you owe through smart solutions and negotiations, helping you reduce your debt burden — in most cases by as much as half.

Put an End to Collection Calls — Quickly and Legally

We help stop the stress of constant calls and letters from creditors by handling the situation through proper legal channels, giving you peace of mind.

Create a Personalized Plan That Fits Your Budget

Everyone’s situation is different. We work with you to design a realistic repayment plan based on your income, so you can move forward without falling behind.

Protect and Rebuild Your Credit Over Time

Our solutions aim to reduce damage to your credit score and, in many cases, help you begin the process of rebuilding it sooner than you might expect.

Offer Respectful, Judgment-Free Support Every Step of the Way

You’ll never be shamed or pressured here. We treat every client with compassion, honesty, and respect — because that’s what you deserve.

Book a Free Consultation

Share the Relief — Enjoy Payment-Free Months!

Looking for a way to lighten your financial load even more? With our Referral Rewards Program, it’s easy and rewarding!

Refer friends and family

Refer friends and family to our free debt relief service.

months without any payments

This means you can enjoy months without any payments, giving you a well-deserved break!

you receive $250

For each person you refer who enrolls, you receive $250.

It’s our way of saying thank you for spreading the word and helping others find financial freedom.

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Professional Advisor

See if you qualify — It’s free, fast, and confidential.

Get A Quote

Testimonials

What They Say

Sarah K. Mississauga, ON

I was drowning in credit card bills and getting daily collection calls. I didn’t know what to do until I found this service. They helped me cut my payments in half and stop the calls completely. I finally feel like I’m getting my life back on track.

Kevin D. Surrey, BC

I ran into debt trying to keep my business afloat during tough times. Banks wouldn’t help, and I was falling behind on everything. This team listened, didn’t judge, and helped me set up a plan that I could actually afford. They gave me a second chance.

Alyssa T. Winnipeg, MB

I was stuck in payday loan debt, paying way more than I borrowed and getting nowhere. I reached out and within days they had a plan to stop the cycle. Now I’m making one small monthly payment, and I finally see light at the end of the tunnel.

Creditor Consulting

Settle Smart. Rebuild Fast.

Struggling with debt? You're not alone — and you're not out of options.

Common Concerns We Solve

Mental toll of owing debt.

Do you have any of the following debts?

Payday loans

Credit card debt

Small business loans

Auto loans

Student loans

Unsecured lines of credit

Outstanding bills

Medical bills

Mortgages